First Home Buyers Melbourne
Get expert advice every step of your homebuying journey
Stepping into home ownership is an exciting time in your life. But it can be complicated. Knowing what property will suit your current and future needs is one thing. Setting yourself and your family up for a secure future is another.
Saving for a deposit takes time. Whether you’re ready to take action now, or at the starting point, we work with you to set you up for stress-free home ownership.
Our friendly mortgage broker guides you
It’s important to have a mortgage broker near you because they understand the local environment.
James Clark is a local. He and his young family live and work in Melbourne’s western suburbs. He is a homeowner and knows the area and all the house and land package deals on the market.
He helps you work through what you need to be eligible for an affordable-rate mortgage and the First Home Owner’s Grant (FHOG) and other subsidies.
Get focused on your home buying success
In a personal consultation, James will go through with you:
At the end of the first consultation, you will have a clear action plan for your next steps towards getting the keys to your first home.
Why choose an independent loan broker?
James is an independent mortgage broker so that he can give you the very best advice and offers that meet your needs. He can offer you loan products from over 40 lenders and banks.
We are all unique. STARK Finance can tailor the home loan to best suit your needs.
James understands that it can take time to be ready to buy your first house. He will keep in touch as you get ready. If you need help with budgeting, or reducing your utility bills, James can connect you with recommended providers that will save you costs and get you closer to your first home ownership goal.
What our clients say
we guide you through the first home buying experience
We use that info (and our experience) to shortlist some lenders and product options that perfectly suit you.
We explain these options in simple terms and make our professional recommendation (eg which one would I go with?).
We discuss the pros and cons of each and help you make an informed decision on the right option for you.
We fill in the paperwork for you, leaving you only to simply sign a form. We then submit the loan to the lender for you AND chase them up.
Access to the best Australian loan providers
Get access to over 40 banks and lenders through our independent mortgage broker.
Find out how much you can borrow
Use our loan calculator to get a first impression of how much you can borrow. Our expert loan broker will be able to give you a clearer picture based on your personal situation.
First Home buyer questions
There’s a lot to think about when you’re buying your first home. Here are some questions James gets asked every day by first home buyers in Victoria.
Melbourne Areas we serve
Whether you’re looking for a house and land package in Melbourne’s newest northern and western suburbs, or a new home in a more established area, we’ve got you covered. We know the requirements of all the land developers and builders, like Symonds, Eight Homes and Metricon.