Personal and Car Loans in Melbourne

Seddon Melbourne Mortgage Broker

There are many reasons why you might need to get a loan. Perhaps you’re interested in getting a car loan so you can get the set of wheels that’s right for you and your family. Or perhaps getting a personal loan is necessary, so you can make improvements to your home. Whatever your reasons, you should always be able to access the funds that you need. Alas, that’s not always the case. Securing a loan in Australia can be difficult, if you’re trying to go through the process all on your own. However, if you work with experts, like us here at Stark Finance, then you’ll find that the process is much smoother.

Access to loans West Footscray
Homebuyers Taylors Lakes

You know what you need in order to improve your life. The problem is that trying to convince institutions to agree with you can be tough. And that can lead to stress, especially if you’ve never been in this position before, and don’t know where to turn. When you work with someone who does have plenty of experience in securing loans, however, you’ll have peace of mind that there’s someone in your corner who knows what they’re doing.

So if you’re ready to get a loan with the help of someone who has been in your shoes, and who understands the challenges that must be overcome, get in touch as soon as possible. We’ll be ready to work with you to access the case you need, whether it’s a car loan or a personal loan.

Book Your Free Home Loan Review

Access to the best Australian loan providers

Get access to over 40 banks and lenders through our independent mortgage broker.

Find out how much you can borrow

Use our loan calculator to get a first impression of how much you can borrow. Our expert loan broker will be able to give you a clearer picture based on your personal situation.

Personal And Car Loan Questions

It can be so confusing knowing what the best car loan or personal loan is for your situation. James knows the options available no matter your circumstances. Here are some of the questions he gets asked every day.

Yes, mortgage brokers can help people to get loans for other significant items.  In addition to home loans, mortgage brokers can assist people with getting a loan for purchasing a car or even a personal loan.  Just ask your mortgage broker about how they can help you with other types of loans.

Your borrowing capacity is the maximum amount that you can borrow.  Your mortgage broker will help you to work this out.  They will take into account:

  • Your purchasing costs
  • The size of your deposit
  • Your loan repayments at the current interest rate.  

They will also factor in possible interest rate rises.   

A mortgage broker can help you with getting the best deal on your loan.  Some of the ways you can get the best deal are:

  • Reduce upfront fees – getting a discount on your application fees
  • Mortgage counter offers – your mortgage broker negotiating on your behalf 
  • Know your negotiating position – understanding your current financial position

Fees may differ from by lender and product, so it is difficult to provide guidance.  However, some of the common fees you may have are:

  • Loan application and establishment fees
  • Service and valuation fees
  • Legal and account transaction fees
  • Break costs

Melbourne Areas we serve

Whether you’re looking for a house and land package in Melbourne’s newest northern and western suburbs, or a new home in a more established area, we’ve got you covered. We know the requirements of all the land developers and builders, like Symonds, Eight Homes and Metricon.

  • Altona
  • Caroline Springs
  • Epping
  • Essendon
  • Geelong
  • Keilor East
  • Moonee Ponds
  • Sunshine
  • Sydenham
  • Tarneit
  • Taylors Lakes
  • Thomastown
  • Truganina
  • Werribee
  • West Footscray
  • Williamstown
  • Yarraville
  • and more…

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