the expert mortgage broker melbourne Homebuyers depend on

The difference

We make buying your home enjoyable. Our independent home loan broker guides you every step of the way. With access to a full range of loan providers, we find the most affordable option for you.

Seddon Melbourne Mortgage Broker
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What our clients say

Stark Finance
Based on 19 reviews
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Patrick MorgantiPatrick Morganti
06:53 26 Sep 22
l'm not on facebook, instragram or whatever you laa-di-da younger people do. l turned 55 yesterday, l don't like blowing sunshine up other people's behinds, but have met him in person & obviously by correspondence via email. James secured my loan today - l would recommend him.
Cherie TreziseCherie Trezise
10:48 10 Aug 22
Well where do I start….??Just the thought of buying our first home seemed so far out of reach, then came along JAMES STRAK FIANANCE we are so pleased that he helped us got the best deals and interest rate, he made the process so easy and so easy to understand always going beyond to help us, we would highly recommend stark to anyone who wants to purchase a property even if it is a investment. We are beyond happy to say we have a houseFor our family.
Sharlene AbelaSharlene Abela
04:08 01 Jun 22
I highly recommend Stark Finance.James is knowledgeable, responsive and patient. I recently refinanced my existing loans and James led me through the entire process and he's a really nice person to work with. Thanks again, James!
Hae-Sun FraserHae-Sun Fraser
23:04 29 Apr 22
It’s not often you meet a professional like James from Stark Finance. He is someone who understands exactly what you want and need and will go to great lengths to make it happen - nothing is too much trouble for him. I was able to build rapport with James instantly. He is an expert in his field, someone you can trust and just an all-round great guy. James made everything clear, simple and fast so that I could settle within 30 days and move straight into my new home! I couldn’t be happier and I cannot recommend James highly enough.
Edgar LayEdgar Lay
05:37 30 Nov 21
Best broker ever used. James has been very knowledgeable and has helped myself and my partner secure our house together. Even with the Covid lockdowns, he was able to organise zoom meetings to speak face to face on what our best options were. A lot of questions were asked as well to pinpoint what loan package is best suited for us which is what we liked. Will recommended James to any of my friends and use him for any future purchases. Thank You once again!! 🙂

Top-rated home loan broker

Experienced loan broker, James Clark, guides you every step of the way with your loan needs.

Serving the western suburbs of Melbourne, he offers: a wide range of lenders, seamless process and a wealth of knowledge.

He guides you to make sure that you are set up for success in your home and wealth. Not sure who to ask? James has a wide local business network, and can connect you to who you need.

Learn more about us

Access to the best Australian loan providers

Get access to over 40 banks and lenders through our independent mortgage broker.

Find out how much you can borrow

Use our loan calculator to get a first impression of how much you can borrow. Our expert loan broker will be able to give you a clearer picture based on your personal situation.

How we work with you to get the best loan approved

We get the lay of the land.

We have a meeting to gather some basic info about what you are doing and what you’d like to achieve. We can do this face-to-face or on the phone. Whatever is easiest for you!

We get cracking on the research.

We’ll work through your goals, present some options and ensure the recommendation is your most competitive option
and will suit your goals. We also look at which option has the highest chance of approval for you.

We present the game plan.

We’ll talk to you about your game plan and discuss the next steps to start the journey. We make sure to do this in the simplest terms and take the time to weigh up the pros and cons with you.

We lodge the application and prepare the paperwork.

We’ll work with the lender to present and progress your application. Get those documents signed and lodged as well as do the legwork to ensure we get you approved

We celebrate your approval!

This is the exciting part! Get ready to pop the champagne to celebrate how smooth that process was. We’ll supervise the release of funds from the lender to you as well as the official papers and keep you in the loop throughout the process until keys are in hand.

Our care doesn’t stop at loan settlement.

We’re invested in seeing you flourish. We’ve got contacts who can help with the legal paperwork and contacts for connecting utilities. We’ll also be in regular contact with you to check in and ensure your loan continues to work for your needs, your changing circumstances and future goals.

don’t just take our word for it

Stark Finance
Based on 17 reviews
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Victor Alakere Patrick
Victor Alakere Patrick
At first I never actually build any interest on this Binary / Forex trading of a thing but when I later gave it a try... with the Help of this wonderful Expert Trader Mrs. Angela Nicholas, it was a successful trade for me. All i did was to invest $500 into my first trading and to my greatest surprise, I received huge amount of $ 5,420 as profit in 6 days of trading .. Mrs. Angela Nicholas, was the trader that made it possible and she is still doing it all for me .. You want to be happy and be free like me do well to reach out to her via Email: WhatsApp:+1(724) 638-9442read more
Therron Fowler
Therron Fowler
Thank you KEISHA BRADLEY for not making me regret why i contacted you to trade for me. I invested $500 & got back... $5400. DM her today on:Whatsapp: +1 (614) 414 2160Email: Keishabradleyfx@gmail.comread more
Tyron Bennett
Tyron Bennett
James knows everything there is to know about the finance game and more. Helped my partner and I buy our first home and... did it so easily and professionally!! Thank you again Jamesread more
Grayson Jack
Grayson Jack
Thank you Mathew navas, you were very helpful in my first investment with you. Thank for being awesome to me and for... the huge profits in return you made for me with just $700 amount of investment. Everyone contact Mathew navas now, he's a professional crypto, forex, stock, binary options & IQ OPTION online Trader. You would be blown away after investing with him due to his professional work on trading. Contact him now via: or via WhatsApp: +1 762-239-1392read more
Caleb Kolo
Caleb Kolo
Mrs Peggy Abbott is very reliable, trusted and legit when it comes to forex and cryptocurrency trading. A friend... recommended Mrs Peggy Abbott to be one of the best forex and cryptocurrency trader and she’s very good at what she does by earning me $9500 weekly with $1050 Contact her on Email: WhatsApp +1(505) more
Frank William
Frank William
Magdalene James has a successful mindset alongside superior technical knowledge. Everyone is willing to invest in... crypto with Magdalene James. She makes good profit of over $12,050 with just minimum of $1500 after few days of trading, Contact her via: Email: Magdalenejames54@gmail.comWhatsApp: +13187938167read more
Darcy Pryor
Darcy Pryor
I would 100% recommend James at Stark Finance for any first home buyer. James was a great support from the start to the... finish of our home loan journey. James always got back to us quickly with any questions we might have at any time of the day. James would not hesitate to pick up the phone and call us to better explain something, we found this super helpful being first home buyers. Thank you for your help James we couldn’t of done it without you. Darcy and more
Shannon Gore
Shannon Gore
James has been amazing throughout our journey to our first home!He is friendly, responsive and extremely helpful.... Being first home owners he was able to talk us through all of the steps and guided us down the right path. We couldn’t have asked for a better start to our journey We highly recommend his services to everyone!read more
Laura Tran
Laura Tran
As a first home buyer, James was extremely helpful with guiding my partner and I through the process. He is prompt and... always happy to answer our questions, day and night! We felt comfortable with James right from the beginning as he is super friendly and always available to chat if we had any concerns. I would highly recommend James if you are looking for a reliable and helpful broker 😊read more
Doreen Slater
Doreen Slater
I was searching for a broker and my son recommended Stark finance. I found James to be professional and very... approachable. He is prompt in replying to any emails and phone calls. No question is to big or too small. I highly recommend your service .Thank you James. Really appreciate your help, advice and for securing a loan for more
Tina Serrano
Tina Serrano
James is fantastic. On top of things and always available to chat especially as it comes close to settlement. If... you are a first home buyer and have no idea what you are doing James it your guy! He talks you through every step and helps you understand what you are doing.Couldn't recommend him enough and will definitely be recommending him to our family and friends.Thank you James!read more
Dayle Miller
Dayle Miller
Starting the process to purchase a home was an incredibly daunting thought but after one chat with James he put my mind... at ease that this was something we could totally do. He has been there every step of the way, answering every single one of my (probably very annoying) questions. At no point did I feel like he didn’t have time for me and was always prompt at getting back to me.After dealing with other mortgage brokers in the past I am still shocked at the level of service James provide and I can’t recommend him highly enough.James you have been fantastic! Thank more
Phoebe Ballantyne
Phoebe Ballantyne
Last year I had my first ever discussion with a Mortgage Broker, and I couldn’t have picked one more knowledgeable or... approachable. Being nervous about discussing my finances and situation, James immediately made me feel comfortable and I knew I was in the hands of an expert. He worked with me to outline my initial goals and made me feel comfortable discussing my personal information and my suitability in getting my foot through the door in the property more
Yoon Monica
Yoon Monica
My husband and I were first home buyers and James was great in educating us through the process and had so much... patience with us! He explained things every step of the way and it really felt he had our best interests in mind 🙂 I would absolutely recommend James as a mortgage broker and look forward to working with him again in the future!read more
Candice Koo
Candice Koo
James was extremely approachable and responsive throughout helping me purchase my first home, and he made the entire... process so much simpler. I am extremely grateful for all his hard work and could not recommend him more! 👍read more
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Get advice on the best loan approach for you. Our professional advisors find the best option from over 40 banks and lenders. Making it easier, faster and stress-free.

Melbourne Areas we serve

Whether you’re looking for a house and land package in Melbourne’s newest northern and western suburbs, or a new home in a more established area, we’ve got you covered. We know the requirements of all the land developers and builders, like Symonds, Eight Homes and Metricon.

  • Altona
  • Caroline Springs
  • Epping
  • Essendon
  • Geelong
  • Keilor East
  • Moonee Ponds
  • Sunshine
  • Sydenham
  • Tarneit
  • Taylors Lakes
  • Thomastown
  • Truganina
  • Werribee
  • West Footscray
  • Williamstown
  • Yarraville
  • and more…