the expert mortgage broker melbourne Homebuyers depend on

The difference
is STARK.

We make buying your home enjoyable. Our independent home loan broker guides you every step of the way. With access to a full range of loan providers, we find the most affordable option for you.

Seddon Melbourne Mortgage Broker
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What our clients say

Stark Finance
5.0
Based on 19 reviews
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Patrick MorgantiPatrick Morganti
06:53 26 Sep 22
l'm not on facebook, instragram or whatever you laa-di-da younger people do. l turned 55 yesterday, l don't like blowing sunshine up other people's behinds, but have met him in person & obviously by correspondence via email. James secured my loan today - l would recommend him.
Cherie TreziseCherie Trezise
10:48 10 Aug 22
Well where do I start….??Just the thought of buying our first home seemed so far out of reach, then came along JAMES STRAK FIANANCE we are so pleased that he helped us got the best deals and interest rate, he made the process so easy and so easy to understand always going beyond to help us, we would highly recommend stark to anyone who wants to purchase a property even if it is a investment. We are beyond happy to say we have a houseFor our family.
Sharlene AbelaSharlene Abela
04:08 01 Jun 22
I highly recommend Stark Finance.James is knowledgeable, responsive and patient. I recently refinanced my existing loans and James led me through the entire process and he's a really nice person to work with. Thanks again, James!
Hae-Sun FraserHae-Sun Fraser
23:04 29 Apr 22
It’s not often you meet a professional like James from Stark Finance. He is someone who understands exactly what you want and need and will go to great lengths to make it happen - nothing is too much trouble for him. I was able to build rapport with James instantly. He is an expert in his field, someone you can trust and just an all-round great guy. James made everything clear, simple and fast so that I could settle within 30 days and move straight into my new home! I couldn’t be happier and I cannot recommend James highly enough.
Edgar LayEdgar Lay
05:37 30 Nov 21
Best broker ever used. James has been very knowledgeable and has helped myself and my partner secure our house together. Even with the Covid lockdowns, he was able to organise zoom meetings to speak face to face on what our best options were. A lot of questions were asked as well to pinpoint what loan package is best suited for us which is what we liked. Will recommended James to any of my friends and use him for any future purchases. Thank You once again!! 🙂
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Top-rated home loan broker


Experienced loan broker, James Clark, guides you every step of the way with your loan needs.

Serving the western suburbs of Melbourne, he offers: a wide range of lenders, seamless process and a wealth of knowledge.

He guides you to make sure that you are set up for success in your home and wealth. Not sure who to ask? James has a wide local business network, and can connect you to who you need.

Learn more about us

Access to the best Australian loan providers

Get access to over 40 banks and lenders through our independent mortgage broker.

Find out how much you can borrow

Use our loan calculator to get a first impression of how much you can borrow. Our expert loan broker will be able to give you a clearer picture based on your personal situation.

How we work with you to get the best loan approved

We get the lay of the land.

We have a meeting to gather some basic info about what you are doing and what you’d like to achieve. We can do this face-to-face or on the phone. Whatever is easiest for you!

We get cracking on the research.

We’ll work through your goals, present some options and ensure the recommendation is your most competitive option
and will suit your goals. We also look at which option has the highest chance of approval for you.

We present the game plan.

We’ll talk to you about your game plan and discuss the next steps to start the journey. We make sure to do this in the simplest terms and take the time to weigh up the pros and cons with you.

We lodge the application and prepare the paperwork.

We’ll work with the lender to present and progress your application. Get those documents signed and lodged as well as do the legwork to ensure we get you approved

We celebrate your approval!

This is the exciting part! Get ready to pop the champagne to celebrate how smooth that process was. We’ll supervise the release of funds from the lender to you as well as the official papers and keep you in the loop throughout the process until keys are in hand.

Our care doesn’t stop at loan settlement.

We’re invested in seeing you flourish. We’ve got contacts who can help with the legal paperwork and contacts for connecting utilities. We’ll also be in regular contact with you to check in and ensure your loan continues to work for your needs, your changing circumstances and future goals.

don’t just take our word for it

Book an obligation-free call with our independent loan advisor.

Get advice on the best loan approach for you. Our professional advisors find the best option from over 40 banks and lenders. Making it easier, faster and stress-free.

Melbourne Areas we serve

Whether you’re looking for a house and land package in Melbourne’s newest northern and western suburbs, or a new home in a more established area, we’ve got you covered. We know the requirements of all the land developers and builders, like Symonds, Eight Homes and Metricon.

  • Altona
  • Caroline Springs
  • Epping
  • Essendon
  • Geelong
  • Keilor East
  • Moonee Ponds
  • Sunshine
  • Sydenham
  • Tarneit
  • Taylors Lakes
  • Thomastown
  • Truganina
  • Werribee
  • West Footscray
  • Williamstown
  • Yarraville
  • and more…